Privacy Policy

Last updated: June 2025

    The short version: Your financial inputs never leave your browser. We do not sell your data. We do not run ads. We collect only what is necessary to run your account and send you emails you asked for.
  

1. Who we are

Wealthmedha is an independent financial decision platform. We are not a registered investment advisor. Our tools provide calculations and models to help you make informed financial decisions — they do not constitute financial advice.

For any privacy-related queries, contact us at info@wealthmedha.com.

2. What we collect

We collect the minimum necessary to operate the platform:

Account information — your name, email address, and encrypted password when you register
Usage data — which tool you used and when, to track your credit balance
Payment data — transaction reference numbers from our payment gateway when you purchase credits. We do not store your card details — these are handled entirely by our payment gateway provider
Newsletter email — if you subscribe to our newsletter

3. What we do NOT collect

This is the important part:

Your financial inputs — the numbers you enter into our models (income, savings, property cost, loan details etc.) are processed entirely in your browser. They are never sent to our servers
Your calculation results — we do not see, store, or log what the models show you
Advertising data — we do not run ads and do not collect data for advertising purposes

4. How we use your data

To maintain your account and credit balance
To send you transactional emails — account verification, password reset, purchase confirmation
To send you our newsletter, if you subscribed
To process payments via our payment gateway

We do not sell, rent, or share your personal data with any third party for marketing purposes. Ever.

5. Cookies and local storage

We use your browser's local storage (not cookies) to remember your login session and credit balance between visits. This data stays on your device and is not transmitted to us.

We do not use advertising cookies or tracking cookies of any kind.

6. Data security

Passwords are stored as one-way encrypted hashes — we cannot read your password
All communication between your browser and our server uses HTTPS encryption
Payment processing is handled by a PCI-DSS compliant payment gateway
Your financial calculation inputs never reach our servers

7. Your rights

You have the right to:

Correct inaccurate data
Unsubscribe from our newsletter at any time

To exercise any of these rights, email info@wealthmedha.com.

8. Third-party services

We use the following third-party services:

Payment gateway — payment processing. Subject to the payment gateway provider's privacy policy
Web hosting provider — web hosting. Your data is stored on servers operated by our web hosting provider
Google Fonts — fonts loaded from Google's servers. Subject to Google's Privacy Policy

9. Changes to this policy

If we make material changes to this policy, we will notify registered users by email. The "last updated" date at the top of this page will always reflect the current version.

10. Contact

For privacy concerns and data requests: info@wealthmedha.com

We aim to respond to all privacy queries within 48 hours.