Wealthmedha

Your Real Return

What Agents Won't Tell You

The return your agent shows. Then the real one — after tax, after inflation.

Investment stream 1 — primary premium / amount

📤 Money going OUT — what you pay

Payment type

Amount per payment (₹)

Start date

End date

Payment frequency

Returns stream — what you receive back

📥 Money coming IN — what the product promises

Return type

Maturity / final amount (₹)

Date of receipt

Tax treatment on these returns

Comparison benchmarks & tax / inflation

Current FD rate (% p.a.)

To compare against a guaranteed safe alternative

Equity benchmark (% p.a.)

Typical long-run equity / mutual fund return (default 12%)

Inflation rate (% p.a.)

Used to show real (inflation-adjusted) returns

Your income tax slab (%)

Equity long-term capital gains tax (%)

Currently 12.5% for equity funds held >1 year

Annualised return (XIRR)

—

per annum

How it compares

Verdict

Cashflow detail